Mix the beans, olives, onion, garlic, oil, lime juice, salt, red pepper, cumin and pepper, blending well.
Cover and refrigerate for 2 hours. Spread the cream cheese on the bottom of a serving plate.
Spoon the bean mixture evenly over the cream cheese. Arrange the eggs on the bean mixture in a ring around the edge of the plate, then sprinkle with the onion.
Serve with the tortilla chips.
Nutrition Information Per Serving:
Calories: 310 Protein: 7 Grams Carbohydrates: 30 Grams Fat: 18 Grams Cholesterol: 55 Milligrams Sodium: 630 Milligrams Potassium: 200 Milligrams