How to Take Care of a Money Tree


The Chorisia speciosa, or money tree, is native to sub-tropical and tropical climates. Money trees can survive outside in zones 9B through 11. If you are growing one in other climate zones, your tree will be a potted indoor plant. Although some money trees are popular bonsai trees, most are braided trunk trees that can grow to 10 feet tall.

Step 1

Place your money tree either in good direct sun or in bright indirect sunlight. Money trees require a lot of light to thrive.

Step 2

Water your tree whenever the top 1/4 inch of soil feels dry. Although money trees are drought tolerant, they do better with adequate water in soil that drains well.

Step 3

Fertilize your money tree with a balanced fertilizer. The frequency and amount will vary, depending on the type of fertilizer. Follow the instructions printed on the package. Potted money trees do well with regular fertilization.

Step 4

Prune the tree to prevent side shoots and branches as desired. Remember that a braided trunk money tree is, in fact, several trees growing together. As you prune, try to balance your pruning across all of the trunks to avoid stressing one trunk more than other trunks.

Step 5

Remove your tree from its pot every two years and prune one-third to one-half of the roots to prevent the tree from becoming root-bound.

Things You'll Need

  • Potted money tree
  • Fertilizer
  • Pruners


  • University of Florida: Chorisia speciosa
  • Guzman's Greenhouse: How to care for your money tree
  • Plant of The Week: Chorisia speciosa - Floss-Silk Tree Bombacaceae
Keywords: money tree care, indoor tree, potted tree

About this Author

Christopher Earle is a freelance writer based in Denver, Colo. He has been writing since 1987 and has written for National Public Radio, the Associated Press, the Boeing Company, Ford New Holland, Microsoft, Active Voice, RAHCO International and Umax Data Systems. He studied creative writing at Mankato State University in Minnesota.