How to Care for the Money Tree Plant


Money tree plant, also known as Malabar chestnut or Pachira aquatica, is a perennial plant valued for its edible nuts, ornamental flowers, attractive foliage and adaptability. With ideal growing conditions, the tree blooms during late spring and summer, producing numerous large, white flowers that eventually form seed pods. Native to Central and South America, money tree plant requires warm temperatures and thrives in zones 10 and 11 only. In most of the U.S., the plant grows indoors in containers and does not produce flowers or nuts, although its foliage is still highly valued.

Step 1

Plant money tree during spring or early summer in a location that receives full sunlight throughout the day and consists of well-drained, moist soil for optimal growth. Space money tree plants at least 8 to 10 feet apart to allow enough room for their mature size.

Step 2

Water once every five days during spring and summer to keep the soil consistently moist. Reduce watering frequency to once every week during fall and winter. Soak the soil thoroughly at each application to ensure the plant receives enough moisture.

Step 3

Feed money tree plant once per month during spring and summer using a balanced 10-10-10 NPK fertilizer. Water the plant before and after feeding to reduce the risk of root burn and release the nutrients into the soil. Fertilize at the rate described by the manufacturer's instructions for the best results.

Step 4

Prune the tree once every two to three years during late winter just before new growth resumes. Use pruning shears to remove damaged, overgrown, bare or diseased limbs to increase the plant's overall health and appearance.

Step 5

Grow money tree plant in a container in all zones but 10 and 11. Plant in full sun, water once every five days and fertilize once per month during active growth. Keep the plant outside during warm weather and transfer indoors before temperatures drop below 28 degrees F.

Things You'll Need

  • Fertilizer
  • Pruning shears


  • California Rare Fruit Growers: Malabar Chestnut
  • Floridata: Pachira aquatica
  • "Beyond the Windowsill"; Jon Carloftis; 2007

Who Can Help

  • USDA Plant Hardiness Zone Map
Keywords: Pachira aquatica, money tree plant, money tree care

About this Author

Willow Sidhe is a freelance writer living in the beautiful Hot Springs, AR. She is a certified aromatherapist with a background in herbalism. She has extensive experience gardening, with a specialty in indoor plants and herbs. Sidhe's work has been published on numerous Web sites, including